Whether you live in Eltham or are visiting the area, knowing where you can get reliable, convenient, and friendly banking assistance is necessary at one point or another. Eltham is, after all, a beautiful area with great cafes and shops to spend your time in, so being able to find a bank easily is often crucial!

You may want to visit a bank in Eltham when you need to open a new account, deposit or withdraw cash, apply for a loan or mortgage, seek financial advice, or resolve any banking-related issues. To visit one of the Eltham banks, you can simply walk into the branch during their operating hours or schedule an appointment for specific services. Online banking and mobile apps also offer convenient alternatives for certain transactions.

We know how irritating it can be to try and figure out where to find a bank when you have limited time or are new to an area, so we have put together a comprehensive guide to the banks in Eltham for you.

7 Banks in Eltham

Eltham is known for its green spaces despite its conveniently close proximity to the city, awesome places to get a bite to eat or a coffee, and its relaxed, family-friendly vibe. Another great feature of Eltham is it has a wide range of shops and services to make your life easy and stress-free. When it comes to banks, there’s no exception, with a variety of banks for you to choose from.

Seven banks that can be found in Eltham include:

1. Westpac Bank

Discover Westpac, a leading and reputable bank in Australia, catering to all your banking requirements. Whether you’re a banking customer seeking general banking services such as cash transactions, insurance, and home loans, or a corporate customer in need of business support, Westpac has you covered. Experience tailored and welcoming service at their Eltham branch, provided by knowledgeable experts ready to assist you. Choose Westpac for trusted and comprehensive banking solutions.

You can find Westpac Bank at 1000-1002 Main Road, Eltham.

2. Commonwealth Bank

As one of Australia’s largest and most recognised banks, Commonwealth Bank is a reliable choice for private and corporate customers. You will be greeted with friendly and thorough banking service at the modern Eltham branch with a wide range of options. They utilise leading technology and help all customers develop and improve their banking plans and systems.

The staff are dedicated to delivering high-quality professional and personalised advice and assistance to help you with all your financial needs.

You can find Commonwealth Bank at 978-980 Main Road, Eltham.

3. Bendigo Bank

Bendigo Bank can be found in more than 500 locations in Australia and Eltham is one of them! You know you can trust a bank that has been providing comprehensive service for over 160 years to make your banking interaction low-stress and simple. The highly experienced and qualified staff at the Eltham branch focus on innovative banking solutions and exceptional service for all their customers.

You can find Bendigo Bank at 958 Main Road, Eltham.

4. Aqua Financial Services

Aqua Financial Services is the place to go when you are seeking tailored mortgage brokerage services. There is a well-earned reason why they were awarded The MPA top 100 listing! No matter where you are at with your banking needs, from first-time home ownership to purchasing an investment property, they aim to provide you with straightforward and committed service to help you navigate the best course of action.

You can find Aqua Financial Services at 20 Commercial Place, Eltham.

5. Synergy Business Advisers

 The team at Synergy Business Advisers range from business advisors to expert bookkeepers, so you know you can find the right assistance you require. This might be for a variety of reasons, such as tax support, flexible packages for personal or business financial support, or accounting. Whether you need a virtual CFP or basic compliance, this branch can help you.

You can find Synergy Business Advisers at 20 Arthur Street, Eltham.

6. Walker & Company 

Looking for an established accounting practice that emphasises service based on solutions? Then Walker & Company in Eltham is perfect. The team offer a variety of options, such as home loans, superannuation assistance, legal and conveyancing, and taxation for large corporate clients, small and medium-sized businesses, and individuals.

You can find Walker & Company Eltham at Suite 8, 950 Main Road

7. H&R Block Tax Accountants

As taxation experts, H&R Block are here for you. Looking for company setup, bookkeeping, ABN registration, or tax returns as a business client, or personalised assistance as a private customer? Visit the team at the Eltham branch for excellent service that will take the dread out of taxation-related requirements.

You can find H&R Block Tax Accountants at 951B Main Road, Eltham.

​​Selecting a Bank That’s Right for You

Choosing the right bank for your personal or business needs is a decision that can impact your financial well-being. With numerous options available (including several here in Eltham), evaluating your needs and comparing various factors is crucial to make an informed choice. Here are some key things to consider to help you choose a bank that suits you.

Determine Your Banking Needs

Start by assessing your financial goals and requirements. Are you looking for basic banking services like checking and savings accounts, or do you have more complex needs such as investment services, loans, or mortgages? Identifying your specific banking needs will help you narrow down your options.

Research Different Banks

Conduct thorough research on different banks to understand their offerings, reputation, and customer satisfaction. Consider both traditional brick-and-mortar banks and online banks, as each may have different advantages. Look for information about fees, interest rates, account types, mobile banking options, and customer support.

Check the Account Types and Services

Evaluate the types of accounts and services each bank provides. Do they offer the specific accounts you require, such as checking, savings, or other account types? Check if they have specialised accounts for students, seniors, or businesses, if applicable. It’s also wise to consider the availability of other services like online banking, mobile apps, bill payment options, and ATM access.

Know Your Fees and Charges

Pay attention to the fees and charges associated with various bank accounts and services. Typical fees include monthly maintenance fees, ATM fees, overdraft fees, wire transfer fees, and minimum balance requirements. Plus, always look out for hidden fees! Compare these fees across different banks and determine which ones align with your usage patterns and financial capabilities. Checking these details could save you money long-term!

Assess Accessibility and Convenience

Consider the convenience factor when choosing a bank. Evaluate the bank’s branch and ATM network to ensure they have a presence in locations that are easily accessible to you. If you prefer digital banking, check if the bank offers robust online banking services, mobile apps, and user-friendly interfaces. It’s also helpful to consider their customer service availability and responsiveness – as this will play a crucial role in your overall experience.

Visit the Bank in Person

Once you have shortlisted a few potential banks in Eltham, visit their branches or contact their customer service to get a firsthand experience. Ask questions, clarify any doubts, and gauge their responsiveness and willingness to assist you. A positive interaction can help you gauge the bank’s overall customer service quality. If you’re working closely with a bank manager or financial advisor, an in-person visit is also a great way to assess whether they’re the right person to help you.

Eltham Banks Are Ready To Fulfil Your Needs

Having a committed and experienced bank with an extensive range of services is so helpful, and knowing who is available and where is crucial! There are great banks in Eltham with amazing staff ready to help you, so contact them by phone or online, or visit one of the branches for personalised assistance. Happy banking!